Credit Report data is stored 60 days unless attached to a loan, in which case it will be stored until the loan is closed in CU*BASE.  For online clients, per our Online Pricing guide, credit bureau report online archival and retrieval detail after 60 days will incur an additional per-month charge. For example, if you would like to store the detail credit reports not attached to loans for 6 months, the first two months are no charge.  At the third month, the cost is $5*, the fourth month $10, the fifth month $15, the sixth month $20, etc., until the timeframe requested it reached.  At that point, the dollar amount of the monthly cost will remain the same going forward.  If retention was 6 months, once retention reached 6 months, the cost would remain monthly at $20 per month.  If retention was 60 months, once retention reached 60 months, the cost would remain monthly at $290 per month.   

*Prices are for illustration purposes only.  Refer to the current Online Pricing Guide for current pricing:  http://www.cuanswers.com/pricing_guides.php