As an example, a credit union had a loan with force-placed insurance and changed the payment amount and advanced the due date.  Because this loan had a CPI force-placed insurance placed on it, CU*BASE handled it in the following manner. 

The credit union did an extension on this members loan yesterday, including advancing the next due date into the future and changing the payment amount from $205.39 to $104.00.  This morning (05/21/13) CU*BASE changed the payment amount from $104.00 to $89.88. The CU called in wondering why we changed the payment amount.  
 
The payment amount was changed because back in August 2012, a CPI premium of $135.00 was issued on this account. At that time, the payment amount was increased by $14.12. (It went from $191.27 to $205.39). The CPI policy expiration date was 06/03/13 and the Payment expired 06/14/13. When the CU did the extension yesterday, they pushed the next due date to be 06/15/13 and changed the payment amount to be $89.88.  Due to the extension with a date of 6/15/13, CU*BASE lowered the payment this morning by $14.12 from $104.00 to $89.88.