CU*Answers receives four ACH files throughout one day. The Federal Reserve sends files Monday through Friday only.
 
Each file sent is named with the date followed by an extension letter (A, B, C, or D). Upon receipt of the "D" file, all four files are then processed.  A report is generated showing total debits and credits for each file received.  These totals are compared with prior day totals from an Excel spreadsheet that is maintaned to prevent duplicate files. 
 
Once these files are verified, they are uploaded to CU*BASE.  A report is generated from the upload process to be compared to the receive process for each client.  The ACH Receive option is taken for each client for which a total is displayed, to be compared with the upload totals before proceding with any postings.