The ATM card maintenance file that CU*Answers sends out at 9pm each night does get updated at EFUNDS the same day. However, EFUNDS has a 6:00 p.m. EST cutoff to Personics, who processes the new card orders.  Therefore, the new card orders will go to Personics on the next business day. This is different than SC24 who had a cutoff of 10:00 p.m. to send the file to Personics.