Actually, yes.  And you could always do this.  Features such as inter-member transfers, AFT/CFT maintenance, and personal information update have always been optional features you can deactivate.  Depending on your members’ needs, this may be a viable option to reduce the risk of offering Online Banking to your members. 

The key phrase here is, “your members’ needs.”  Simply turning off features you think are risky doesn’t mean your members won’t still need to do those things.