Yes, your credit union will work with Magic-Wrighter to choose a daily cut-off time for ACH transactions initiated through A2A.  In the past the only choice was a cut-off of 12:00 noon ET, but recently M-W began offering later cut-off times, such as 7:00 pm ET. 

CU*Answers will transmit activity directly to M-W throughout the day as it is posted by members in online banking.  Then M-W will submit your credit union's items to the Fed based on your cut-off time.

Contact Magic-Wrighter directly (jeff.dean@mvpbanking.com) to discuss choosing an appropriate cut-off time for your A2A activity.