While retention of your archival CDs is at the discretion of your credit union, CU*Answers does, according to its own retention requirements, retain EOM credit union data for a minimum of 10 years. Each credit union can agree to have CU*Answers retain their data per a contractual obligation, or can elect to purchase duplicate copies of their CDs for their own back-up.

CU*Answers encrypts and copies EOM data to tape, and creates two copies from the original. The three tapes are stored at three separate and secure locations.