In the past, when reporting credit cards to the bureau, CU*Answers sends the maximum disbursement limit field for both the high credit amount and the max credit limit fields.

Effective with the CU*BASE 11.4 Software Release (Nov/Dec 2011), a change was made so that this is no longer true.  For open-end loans, we will report the larger of the Crrent Blance or the calculated High Credit Amount.  Since members can draw on these loans at any time, the High Credit Amount will be determined using the resulting balance from a transaction.  Closed-end loans continue to report the larger of the Current Balance, Disbursement Limit, or Disbursed Amount, which will now be saved as the High Credit Amount.