SWIVEL

Per your credit union contract with SWIVEL, your credit union advises SWIVEL what you wish the limits to be.  Your credit union can choose to go with the recommended settings in the sign-up document or choose your own limits. 
 
As a third-party processor, SWIVEL is unable to accommodate setting these limits on a per member basis, because they are not tied to any of the financial institution's customer accounts. SWIVEL has no parameters to set ‘per member’ limits against in this environment. The closest to a ‘per member’ limit would be the per transaction limit, which is effective for any and all transactions submitted for processing.

CBX

However, you can manage at an individual level in CBX both a daily and 30 day (rolling period from the current date) limit.  The credit union will need to have these parameters entered as an amount greater than the zero if the A2A option is activated for your credit union. CBX also has the ability to have differing amounts for incoming and outgoing A2A transactions.

Additionally, your member can utilize their PIB settings to allow for a lower limit then what your credit union allows for your members on through your A2A configured limits.

Refer to the help topic below.