Refer to the IRS.gov website for the current codes they require. These are in some cases different that those used by the core system and CU*Answers, listed below.
- Note: This information may change. Refer to the IRS website for the most recent information.
Contribution/Distribution Codes CU*Answers |
1—Early distribution, no known exception |
2—Early distribution, exception applies |
3—Disability |
4—Death |
5—Prohibited transaction. |
6—N/A, not currently supported |
7—Normal distribution |
8—Excess contributions current year |
9—N/A, not currently supported |
A—Direct Transfer |
B—N/A, not currently supported |
C—Current Year Contribution, code translates to the appropriate bucket for transmission to the correct contribution box on a printed 5498 |
D—Death |
E—N/A, not currently supported |
F—Federal Withholding |
G—Rollover to a qualified plan |
H—Conversion contribution to a Roth, code translates to the appropriate bucket for transmission to the correct contribution box on a printed 5498 |
J—Early distribution from a Roth IRA, no known exception |
K—State Withholding |
L—Rollover Contribution, code translates to the appropriate bucket for transmission to the correct contribution box on a printed 5498 |
M—Recharacterized Contribution, code translates to the appropriate bucket for transmission to the correct contribution box on a printed 5498 |
N—Recharacterized Contribution current year |
P—Excess contributions prior year |
Q—Qualified distribution from a Roth IRA |
R—Recharacterized contribution prior year |
S—N/A, not currently supported |
T—Roth IRA distribution, exception applies |
U—Qualified Reservist Repayment (IRS code QR) |
W—Direct Transfer |
Y—prior year contribution, code translates to the appropriate bucket for transmission to the correct contribution box on a printed 5498 |
Additional codes that appear on transactions: |
O—Other withdrawals |
I—Internal transfer non reported |
V—Dividend |
X—Qualified disaster repayment (IRS code DD) |
Z—Qualified birth/adoption Repay (IRS code BA) |