Your credit union actually gets to decide which types of accounts can receive direct RDC deposits, including both savings/checking accounts and loans. 
 
  • For loans: Launch Tool #458 Loan Category Configuration, select the category, then select Audio/PC Bank. The last option listed is to allow payments via RDC.
  • For savings/checking products: Launch Tool #777 Savings/Checking Products Configuration, select the DIVAPL, then choose ARU/Online Banking.  The last option listed is to allow deposits via RDC.