The debt-to-income ratios on the loan officer worksheet correspond with the ratio percentages displayed on the Summary tab of the CU*BASE loan application screens. The values used to calculate the ratios come from the debt and income sources recorded in the application. Keep in mind that when there are two applicants, the debt ratios on the loan officer worksheet can be combined for both applicants or listed individually.

When viewing the Summary screen, you can toggle between a Combined, Applicant Only, or Co-applicant Only view as needed.

To see the actual calculations used for each item, click the refresh button  located in the header area above the ratios on that screen. Review online help for an explanation of the components used in the formulas.