Certain loan application data can affect a refreshed FUEL decision, including:
  • Months at residence
  • Months on current job
  • Loan amount
  • Gross income
  • Loan term
  • Collateral age
  • Vehicle mileage
For applications with co-applicants where a joint FUEL credit report & decision was requested, changes to the following co-applicant information will affect a refreshed FUEL decision: 
  • Gross income
  • Months on current job
  • Months at residence
NOTE: If the co-applicant is added after the initial FUEL credit report request, refreshed decisions will not include co-applicant information and co-applicant data changes will have no effect on the decision.

NOTE: Debts excluded in the application process will not affect the FUEL DTI Score. That score is based on all debts reported on the credit report not credit union analyzed debts.