It's Me 247 Bill Pay (Fiserv) A2A transfers process as a next day payment. There are times when this may not occur:
-
If a member should exceed their transfer risk limit, a 3-day credit hold will be placed on the transfer.
-
A 5-day credit hold is placed on any inbound transfer coming from an unconfirmed account.
The member sees a transfer occur as three (3) ACH transactions:
-
One ACH debit for the A2A transfer withdrawal amount
-
One ACH debit for the A2A transfer fee amount
-
One ACH credit for the A2A deposit amount
Account-to-Account transfers are reversible if the debit of an A2A transfer transaction returns as Insufficient (NSF) permanently. We attempt two debits as we do with regular bill payments.
Daily and weekly transfer limits are visible when the subscriber makes a transfer. This information will not appear until after the subscriber schedules the first transfer.