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• A member received an NSF fee and when I checked his Reg. E opt in/out status it had never actually been set. Is a "blank" in this field the same as opting in, or opting out?
• If a member Opts Out under the Reg. E rules, and they currently have a negative balance limit under my ANR program, will transactions still post to a negative balance without charging a fee? If so, do we need to go in and manually remove the negative balance limit for members until they Opt In?
• What choices do I have for controlling whether or not my ANR negative balance limits are used when authorizing and paying debit card and ATM transactions?
• I know that, with the new Opt-In/Opt-Out configurations, we are going to be able to set whether or not the member Opts In at the membership level. Is this going to be able to be accomplished for sub-account level as well? And, if so, how is that going to be accomplished?
• My member has elected to opt out of receiving overdraft services via the Reg E opt out flag. Will that member be charged NSF fees on a PIN ATM/Debit (13) or Debit Card Signature (16) transaction?