Yes! The Call Report software is able to calculate more than one automation routine for the same NCUA account code. This is especially useful for the loan areas of the Call Report when you need to gather information from various codes (purpose, security, category, G/L) for the same NCUA category or if you have off-trial-balance (OTB) loans and in-house loans that fall into the same NCUA category. Each automation routine is set up separately then is automatically added together to provide the   More...

CU*BASE has a powerful tool to help complete your credit union's quarterly NCUA 5300 Call Report. There are many different automated calculation routines you can set up that will calculate much of the data you will need, pulling from your General Ledger and member account data. To list all of these tools, click the Filter by Category button on the CU*BASE home page and choose the 5300 category (you'll find it at the bottom of the list of categories). Refer to the links below for more   More...

A discrepancy in the number and amount of loans is because the reports gather the information differently. The Selective Loan Info report (sometimes referred to as the Loan Trial Balance ) is gathering the loans using “Total number of payments” and the Loan Maturity Report is calculating the length of time to maturity from the appropriate date (as specified for “Calculate length of time from maturity from”) and gathering the loans that fall into the maturity ranges ent  More...

All of the calculation routines in this software assume that each Corporate ID is reported to the NCUA separately. Each time you create a new Call Report, you will be asked to specify the Corp ID, and each corporation must be completed separately.

Yes. For example, you could use G/L automation routine to gather a G/L account total(s) plus use a purpose code routine to gather a total of certain loan accounts, and the sum of both would be used for the account code on the 5300 report.

Tool # 362 Enter Quarterly Call Report Data can be accessed by more than one CU employee at the same time. That way you could assign more than one person the responsibility to complete different sections of the Call Report. Keep in mind, though, that if both people update the same account code (field) , the system will simply save whatever the last entry was. So your staff need to be careful that they aren't both trying to update the same sections of the report at the same time!

Tool #709 Quarterly 5300 Call Report Data Listing is a report showing the Account Codes and descriptions along with data that has been entered in the 5300 software. In release 9.4 we are also adding a Configuration report to print the values that you have configured in the software (G/Ls, security codes, purpose codes, category codes).

If your regular share account is set up with a split rate, assuming the majority of your accounts are at the base rate, most credit unions elect to use that rate as the average rate on the call report. The call report is looking for an average rate, not a weighted one. If you wanted to calculate the weighted average rate on a split-rate share product for other reasons, you could use Tool #344 Div/Int Split Rate Forecasting. Take the Total Forecasted Dividends, divide by the Total Average   More...

There are two methods used to track delinquent loans for reporting purposes in CU*BASE: Method One (for Collections tracking) We have always tracked delinquency in two separate fields for “Months” and ‘Days” in the member files. When a loan is 30 days delinquent, it shows as “0 Months, 30 Days” delinquent. When a loan is 31 days delinquent, it is “1 Month, 0 Days” delinquent. A month is always considered 30 days regardless of the actual number o  More...

The two reports are using different criteria to determine loan delinquency: Loan Delinquency Analysis With the 13.0 release in the spring of 2013, the Loan Delinquency Analysis Report (Tool #461) was changed to report loan delinquency in days instead of months per updated NCUA requirements (see below*). The current processing date is compared to the next payment date to determine the actual number of days delinquent. This is most commonly used report for obtaining delinquency information for  More...

If you are trying to get this information to help fill out your 5300 Call Report or calculate premiums for share insurance, we recommend you use the NCUA Share Insurance report (Tool #545). Or look at your daily Regulation D Statistics Report (PREGD) which provides the dollar amount of share certificates/IRAs equal to or greater than $100,000. (For more details, refer to the 8.6 Release Summary using the link below.) You can also use the Member Aggregate Balance Analysis report (Tool #495) to   More...

Within CU*BASE the Participation Lending software is for managing member loans and investor positions. With this the member record is serviced by your credit union and therefore recorded as an actual member loan. If your credit union is purchasing into a loan serviced by someone else and you would like to manage your investment in participation offerings by others, this can be done through the CU*BASE Investments subsidiary software. Some pointers to keep in mind: You will use Tool #993 INV 1:  More...

Yes, Tool #280 Contingent Liability Analysis Report includes not only line-of-credit loans (PRTYPE = L), but also open-end loans (PRTYPE O), online credit card loans (PRTYPE = V) and the contingent liability for ANR (automated non-returns or Courtesy Pay ) negative balances. 5300 Call Report

Print the detail summary report via Tool #461 Loan Delinquency Analysis Report to gather delinquency information. You can filter the Loan Product Types to better fit your 5300 entries. If your credit union does not have any exceptions, you can simply use the totals for each section to fill in your 5300 Call Report. However, it is common to have exceptions. You will need to take those out of the report and out of the totals.

Loan Classification Codes can be used to: Calculate the portion of the principal balance to be reserved as potential losses. Track previously classified loans that have returned to a current status. Track loans that have reserve percentages and the audit year. Track loans that have had documentation problems in the past and might merit auditor/examiner interest in the upcoming audit. Track TCR loans PCILs to assist in completing the 5300 Call Report. You can print a Classification Code report   More...

No. There are visual section breaks to make it easier for you to scroll around and locate things on the report, but the system doesn't treat the sections as separate data.

Yes. Activity is tracked in the AUDICC file as before, just recording the # of logins rather than the # of minutes. A record in the file indicates activity for the purposes of various reports and inquiries. See the link below for methods to obtain ARU/online banking stats for your members.

The Federal Employer Identification Number for CU*Answers, Inc. is 38-1912158 . This information is provided solely for the purpose of assisting our client CUs with providing information requested by the NCUA. EIN

CU*Answers will take care of populating new Account Codes (and deleting obsolete ones) each quarter during the last month of the quarter. For example, for the 3rd quarter report that you will fill out during October, we will make our changes during the month of September, and have them pushed out to all credit unions (including self processing and cuasterisk.com partners) around the 25th of the month. (You will still need to wait until the first of the month to create your report for the prece  More...

Any time after the 1st of the month in the first month following that quarter-end. For example, for the 1st Quarter report, you can create your report any time after April 1. This is so that month-end data files will be available to perform various auto-pop calculations. However, it is very important to wait until AFTER your General Ledger has been closed for the prior month , so that any auto-pop calculations that use G/L figures will use the correct balances in their calculations. If you f  More...

Yes, but keep in mind that if you are entering an old report (for example, say it's 3rd Quarter 2009 and you want to fill in your 1st and 2nd Qtr 2009 reports for historical purposes), that most of the auto-pop routines won't be able to run because they will be looking for month-end files that no longer are stored on the system. But that's okay - the auto-pops will run if they can, but if they can't you'll just see a blank field you'll have to fill in manually. Also remember that any Account Co  More...

The Federal Employer Identification Number for Xtend, Inc. is 01-0756440 . This information is provided solely for the purpose of assisting our client CUs with providing information requested by the NCUA. EIN

No. That's the beauty of how we designed the tool, to pull Account Codes and configurations from files that we can update behind the scenes without the need for any screen changes. In fact, that's one of the biggest reasons why the data on the 5300 Call Report tool is displayed in a sequential, list-type format, rather than trying to replicate the visual look of the Call Report form as published by the NCUA. This format means that we can adjust to changes without any programming effort (savin  More...

You just need to be sure that all your quarterly G/L entries are complete before creating your 5300 Call Report. This is to ensure that the correct G/L balances will auto-populate to the G/L Account Codes that you have specified.

In the current Call Report, you just need to go to the appropriate Account Code(s) and type in the new data. The data will be updated for the current Call Report and then when you create future Call Reports that new data will be copied in automatically. In short, the Copy from Prior Quarter auto-pop routine simply makes a copy of the data from the most recent Call Report on file.