If you: A) automatically deactivate online banking access for all new members, and B) expire online banking passwords due to non-use after 90 days, then how do you run an online banking promotion? After all, sending a marketing piece to members won't do any good if they're disabled or locked out from logging in. Of course you could have them call the credit union to get set up, but here's another idea: Set up a special promotional period! Pick a date to start your campaign. Advert  More...

Yes. Xtend offers a data hygiene campaign to assist you with cleaning up your email and phone numbers. Click the link below to learn more.

Analytics Booth Trends provide a quick and easy way to view your credit union activity over time. Trending information can show how your credit union is performing. Watch for blips and spikes to see if marketing campaigns are succeeding. Did you run a new membership drive last month? Watch the trend to see how it paid off. Trends can be viewed on over fifty key performance indicatiors including balance, member, and transaction data. The graphs displayed on the trends screen can be selected to  More...

Yes, you can customize the entry screen of Xpress Teller with four custom graphics using CU Publisher suite. All four graphics can have hyperlinks. This feature allows you to market special services, offerings, promotions, or other campaigns you wish to keep top of mind with your staff as they assist members. Learn more about this feature in the store. See the link below. When uploading graphics CU Publisher be sure to use graphics that are 420 x 210 pixels if you use the standard size screen.  More...

Below are some commonly asked questions about MFA. Below the questions are some fuller feature documentation resources. After my credit union activates multi-factor authentication for It’s Me 247 , do my members using the “jump” feature (to access a second membership without entering credentials) need to use MFA during this jump? Can you send a one-time passcode for multi-factor authentication (MFA) for BizLink 247 via text message? My credit union has activated multi-factor au  More...

There are two primary reasons we charge this fee: Our belief that we should do our best to keep our fees down when credit unions do not earn. This is why, for example, It's Me 247 mobile web is offered free to our credit unions. It's also behind our constant pressure to reduce fees where CUs have no basis or belief they can charge for a defensive, relationship service. Charging for these services in this manner fund other areas where the direct expenses cannot easily be identified wi  More...

IMPORTANT NOTE: When It’s Me 247 was updated in 2021, the “See” option shown on here was made unavailable. There are two major points to consider when thinking about allowing members to see information beyond the account to which they are actually logged in. Both extend beyond online banking to consider a financial institution’s role and responsibility in protecting member private data via all access channels, from the teller line to a back office employee answering   More...

The Asterisk Intelligence team has provided a helpful PDF explaining what is happening and how to sign up for a data warehouse before March 1st. View the information first, and vist the CU*Answers Store to sign up for a data warehouse !

With MFA, the member is presented a text message for a secondary authentication into online banking. Because of this, your credit union may wish to do the following to update the personal information that you have on file for your member. Xtend offers data hygiene campaigns to clean up your contact database. See the link to Xtend’s program below. You can add a banner in online banking that directs the member to the page where they can update their personal information in online banking the  More...

Yes! It is included in the CU*BASE product at no extra charge and provides a full Teller interface between two CU*BASE online credit unions, whether part of the Xtend Shared Branch network or just a credit union-to-credit union contractual arrangement. That means daily automated entries to your settlement and fee G/Ls. Some credit unions use it for additional service to their members or it can be a contigent disaster recovery configuration. The extent to which the credit unions cooperate is full  More...

Fiserv posts thier SAS70 Report on the Client Connect web site. Credit unions that are on an individual site, have a log in to Client Connect, so they can gain access. Credit unions on the Cooperative Model do not have access to Client Connect, so they would need to contact our Customer Care Specialists to get the report.

Use of the CLR Path tool is free, one of the many benefits of belonging to the cooperative network.

CU*BASE uses phone numbers that are stored in the MASTPH file when generating card activation information to send to vendors on initial card orders. The numbers in MASTPH are determined by the label/flag applied in Tool #3 Open/Maintain Memberships/Accounts or Tool #15 Update Membership Information as follows: Nighttime # - primary phone number sent to vendor and defaulting into the Card Activation field when ordering a card. Daytime # - secondary phone number sent to the vendor. Mobile –   More...

The change was made to comply with NCUA requirements for the AIRES format. (We performed a beta-test of this with the NCUA in June 2021.) If you are having trouble sending those files to third parties such as your ALM provider, you will either need to make any adjustment to the file before sending it (instructions below), or contact your provider and ask them to adjust for the new NCUA format. The change that was made affected the number of fields (columns) on the report. Previously the AIRES  More...

Source of Receipt (SOR) is the paperwork that accompanies the checks to the Check Processor. It is the documented proof of when and from whom the checks were received. SOR provides the ABA# of the bank the checks are received from, the date of the cashletter, the amount of the bundle the check was in, the position of the check in the bundle (checks before after), and the tracer number assigned to the check. On the form you'll see a couple of abbreviations: IB stands for Item Before that   More...

When using Tool #990 Work With Accounts Payable Vendors to verify your 1099 vendor information, take special care that you are entering the correct 1099 box number from the 2020 1099-MISC form instructions; especially paying attention to box numbers that changed, including 7, 9, 10, 12, and 14. As an example, if your vendor reports Gross Proceeds Paid to an Attorney , that was previously box 14 and is now reported in box 10, so in order to report this correctly you must change the 14 to 10 on t  More...

CNS offers our clients a variety of solutions to maintain software hygiene on their networks. Most of these solutions are automated, and with user cooperation to complete reboots, it's relatively easy to keep your systems up to date with current software versions. However, there are some important limitations to the automated processes that are important to understand. This article presents those considerations. For Complete Care Clients that do NOT Elect Third Party Patching Services:   More...

No, you can still see a list of all accounts in the Full Account Summary, including a column for due dates in the Loans section. (Tip: Sub-totals under each section were also added as of 11/9/2021.) Remember that the home page is just a list of favorite accounts, not the full account summary, which is why it’s not separated into categories and doesn't include as much info (like loan due dates). If you scroll to the end of that list and click the Full Account Summary link, you get the  More...

Between February 23, 2021 and June 11, 2021, credit unions who have links from their website to our business online banking product (formerly known as It's My Biz 247 ), will need to adjust the URL on those links to BizLink 247 as follows (the parts in red are the only parts that need to be changed, and ### represents your online banking ID): OLD ADDRESS NEW ADDRESS https://www. itsmybiz247 .com/###/Authentication/Username https://www. bizlink247 .com/###/Authentication/Username https://p  More...

With 7-day processing, beginning-of-day and end-of-day processing is run every day. Beginning in 2021, CU*Answers also runs EOD/BOD on Federal holidays, including Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day.

The following applies only to online credit unions processed by CU*Answers. All times are approximate. Q: When are AFTs posted? A: CU*Answers processes auto-funds transfers 365 days a year, including Sundays and holidays. Depending on your credit union's configuration setting, this will either happen during end-of-day (EOD) processing at the end of the business day, or during beginning-of-day (BOD) processing at the beginning of the business day. For CU*Answers, EOD and BOD are typically r  More...

The update process consists of three steps: Get the update package from CU*Answers Unpack the update package Update the PCs at your site Files are created by our programming team that need to get to you when it is time for an update. The combined size can be very large. To reduce the size, the files are bundled and compressed. The resulting package is placed on a server here at CU*Answers. You contact that server and retrieve the update package using either a GUAPPLE device or shortcuts that you  More...

Microsoft has thousands of products, and we do our best to help our client-owners maximize their utilization of what Microsoft offers. However, there are important limitations you should understand regarding the service CNS is able to offer related to these products. As a cooperative, we pool owner resources to bulk buy solutions and offer them to you at the lowest prices we can. We do not charge separate management fees for Microsoft products, which keeps your costs for them as low as possible.  More...

This is a temporary site we are using during the rollout process. Since CUs are being moved over to the new look gradually, we need to keep the itsme247.com site running as before to service CUs while they are getting ready for their rollout date. When your credit union goes live on the new software, we automatically instruct the system to redirect any traffic to that site for your credit union to the beta.itsme247.com site instead. This is temporary. Once all credit unions have been switched  More...

Data initially comes from the previous month's TRANSx files. For example, if today was 11/23/2021, then the dashboard would be getting data from ETR10211, ETR10212, and ETR10213. Criteria for data is as follows: Where origin (TRORIG) is equal to 11 (ACH) or 13 (ATM/Debit-PIN) or 16 (Debit Card-SIG) or 22 (Credit Card) Of these records, do not include tran type (TRTYPE) equal to 38 or 46 Only use account base (TRACCTBS) where employee type (EMTYPE) = 0 (in other words, exclude accounts flagge  More...