The Pay To fraud block list allows for these words to be entered in an entry, but in order to flag a match, it must include the same spelling as the Pay To name. For this reason, it is recommended you enter the Pay To name without these words first to see if you receive a match on the fraud list. (Fraud list entries including the full Pay To name entered along with the common word will still flag a match.) Then, if a match is not found but these words are required on the check or disbursement Pay To line, back up and enter the full “Pay To” name with the common word.