Because both the New Membership, Pay to Name and Country fraud block lists can result in a "suspected match," they allow the credit union employee to manually override the block. Employees will either be presented the Suspected Match screen for either the Blocked Person Scan (used for memberships) or the Transaction Attribute Scan (used for Country and Pay to Name).
On either screen, the employee must manually use Override/Create to override the suspected match. This action is written to the CUFMAINT file.
This opportunity to override the fraud block list suspected match is available due to the manner in which entries are added to these fraud block lists. Read the Answer Book items below to learn more about how entries are written to each fraud block list.