The Pay to fraud block list allows for these words to be entered in an entry, but it is not recommended since every entry with these words will be a match.  For this reason, it is recommended that you first enter the “Pay to” name without these words to see if you receive a match on the fraud list.   Then if a match is not found but these words are required on the check or disbursement Pay to line, then back up and enter the full pay to name with the common word.